POCU offers members a higher dividend-paying money market checking account.
|Minimum Deposit to Open||$10,000|
|Fixed or Variable Rate||Fixed|
|Minimum Balance to Earn Dividends||$10,000|
|Balance Computation Method||Average Daily Balance|
Account Features & Benefits:
Easy access to funds with free money market checks
No monthly account fees with an average daily balance of at least $10,000
An average daily balance of $10,000 must be maintained to earn dividends
Balances that drop below an average daily balance of $10,000 will incur a monthly fee of $5
Withdrawals must be for no less than $500 each
Deposits are unlimited, withdrawals limited to six per month, three may be by check
Dividends are compounded and credited to your account monthly
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, through the National Credit Union Administration (NCUA), a U.S. government agency
Our comprehensive POCU Truth in Savings Disclosure 2014 is available for your convenience and review.