Money Market


POCU offers members a higher dividend-paying money market checking account.

Money Market Requirement
Minimum Deposit to Open $10,000
Fixed or Variable Rate Fixed
Minimum Balance to Earn Dividends $10,000
Balance Computation Method Average Daily Balance
Additional Deposits Allowed
Dividend Withdrawal Allowed

Account Features & Benefits:

  • Easy access to funds with free money market checks

  • No monthly account fees with an average daily balance of at least $10,000

  • An average daily balance of $10,000 must be maintained to earn dividends

  • Balances that drop below an average daily balance of $10,000 will incur a monthly fee of $5

  • Withdrawals must be for no less than $500 each

  • Deposits are unlimited, withdrawals limited to six per month, three may be by check

  • Dividends are compounded and credited to your account monthly

  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, through the National Credit Union Administration (NCUA), a U.S. government agency

Our comprehensive POCU Truth in Savings Disclosure 2014 is available for your convenience and review.